Treatment for or relating to your teeth provided by a dentist or a dental surgeon. Typically this includes check-ups, cleans, and simple fillings. See also: Major dental.

Significant dental services, such as complex fillings, tooth extractions, crowns and bridges.

Specialised dental treatment relating to dental pulp. This includes treating tooth pain and root canal treatment.See also: General dental, Major dental.

Includes prescription lenses, spectacle frames, and contact lenses. Insurers do not pay benefits for optometrist's consultations as these are generally eligible for Medicare benefits.

Includes prescription pharmaceuticals which are not listed on the Australian government’s Pharmaceutical Benefits Schemes (PBS). Pharmaceutical benefits usually require a co-payment from you.

Physiotherapists treat injury, disease and disorders through physical methods. Physiotherapy uses manual therapies, exercise programs and electrotherapy techniques to improve movement, reduce pain and stiffness, and increase quality of life.

Chiropractors use spinal adjustments to treat health problems that are related to nerves, skeletons and muscles.

Osteopathy is a holistic approach to health that stresses manual readjustments and physical manipulation of muscle tissue and bones, e.g. individual exercise routines, relaxation techniques, or body awareness sessions.

Podiatrists are specialists in foot, ankle and lower limb health.

Covers some of the costs of approved health-related programs e.g. weight management programs or nicotine replacement therapy.

Specially designed shoe inserts that support the feet and improve foot posture. '1 appliance' generally means one pair of orthotics.

Acupuncture treatment involves inserting small needles into various points in the body to stimulate nerve impulses.

Deep massage to treat injuries and speed recovery (for example, strains, sprains, bruising).

The branch of dentistry that specialises in the diagnosis, prevention and treatment of dental and facial irregularities. This generally involves the use of braces, removable appliances, functional appliances or headgear.

A device to measure the concentration of glucose in the blood. Benefits for blood glucose monitors may be deducted from an overall health aid limit – check with your insurer for details.

A device to amplify and change sound to assist people with hearing impairments. Benefits for hearing aids may be deducted from an overall health aid limit.

Psychologists deal with people in their everyday lives or within their work environment to help them function better and to prevent the development of problems in mental and physical health. Some general treatment policies provide benefits for psychology - check with health insurers for details.