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Latrobe Health Services
vic  |  Extras  |  Single Parent Family (including student and non-student dependants)

Premier Families Extras

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Fund overview

Member benefits and HQ costs relative to members' premiums

This policy is underwritten by Latrobe Health Services, which is the 13th largest fund by number of insured people in Australia.
Learn more about funds
Treatment
Coverage
Wait (months)
Example rebates
Annual limits
General dental
Description

Treatment for or relating to your teeth provided by a dentist or a dental surgeon. Typically this includes check-ups, cleans, and simple fillings. See also: Major dental.

Covered
2
Periodic oral exam: $42.00
Scale and clean: $75.00
Fluoride treatment: $27.00
Surgical tooth extraction: $140.00
$1000 per person
Endodontic services
Description

Specialised dental treatment relating to dental pulp. This includes treating tooth pain and root canal treatment.See also: General dental, Major dental.

Covered
2
Filling of one root canal: $145.00
Major dental
Description

Significant dental services, such as complex fillings, tooth extractions, crowns and bridges.

Covered
12
Full crown veneered: $680.00
$1000 per person
Orthodontics
Description

The branch of dentistry that specialises in the diagnosis, prevention and treatment of dental and facial irregularities. This generally involves the use of braces, removable appliances, functional appliances or headgear.

Covered
12
Braces for upper and lower teeth plus fitting of retainer: $750.00
$1000 per person
Optical (glasses)
Description

Includes prescription lenses, spectacle frames, and contact lenses. Insurers do not pay benefits for optometrist's consultations as these are generally eligible for Medicare benefits.

Covered
6
Single vision lenses and frames: $250.00
Multi-focal lenses and frames: $250.00
$1000 per person
Non-PBS Pharmaceuticals
Description

Includes prescription pharmaceuticals which are not listed on the Australian government’s Pharmaceutical Benefits Schemes (PBS). Pharmaceutical benefits usually require a co-payment from you.

Covered
2
Per eligible prescription: $50.00
$1000 per person
Ante-natal/Post-natal classes
Description

Ante-natal classes often include preparation for labour, birth and early parenthood. Post-natal classes may include settling and going home with your baby, breastfeeding and bathing your baby.

Covered
2
Initial visit: $45.00
$1000 per person
Chiropractic
Description

Chiropractors use spinal adjustments to treat health problems that are related to nerves, skeletons and muscles.

Covered
2
Initial visit: $45.00
Subsequent visit: $45.00
Exercise physiology
Description

An exercise physiologist specialises in the benefits of exercise for good health and the treatment of medical conditions.

Covered
2
Initial visit: $45.00
Osteopathy
Description

Osteopathy is a holistic approach to health that stresses manual readjustments and physical manipulation of muscle tissue and bones, e.g. individual exercise routines, relaxation techniques, or body awareness sessions.

Covered
2
Initial visit: $45.00
Physiotherapy
Description

Physiotherapists treat injury, disease and disorders through physical methods. Physiotherapy uses manual therapies, exercise programs and electrotherapy techniques to improve movement, reduce pain and stiffness, and increase quality of life.

Covered
2
Initial visit: $50.00
Subsequent visit: $50.00
Orthotics (podiatric orthoses)
Description

Specially designed shoe inserts that support the feet and improve foot posture. '1 appliance' generally means one pair of orthotics.

Covered
2
Orthotics supply and fit: 65%
$1000 per person
Podiatry
Description

Podiatrists are specialists in foot, ankle and lower limb health.

Covered
2
Initial visit: $45.00
Subsequent visit: $45.00
Psychology
Description

Psychologists deal with people in their everyday lives or within their work environment to help them function better and to prevent the development of problems in mental and physical health. Some general treatment policies provide benefits for psychology - check with health insurers for details.

Covered
2
Initial visit: $60.00
Subsequent visit: $60.00
$1000 per person
Blood glucose monitors
Description

A device to measure the concentration of glucose in the blood. Benefits for blood glucose monitors may be deducted from an overall health aid limit – check with your insurer for details.

Covered
12
Blood glucose monitor: 65%
$1000 per person
Hearing aids
Description

A device to amplify and change sound to assist people with hearing impairments. Benefits for hearing aids may be deducted from an overall health aid limit.

Covered
12
Hearing aid: 65%
Audiology
Description

Audiologists specialise in the science and medicine of hearing. An audiologist can assess your hearing, give advice on whether you need hearing aids, provide counselling and teach lip-reading.

Covered
2
Initial visit: $40.00
$1000 per person
Occupational therapy
Description

An occupational therapist can help people improve their everyday motor skills after injury or illness.

Covered
2
Initial visit: $40.00
Eye therapy (orthoptics)
Description

Orthoptics is the study or treatment of irregularities of the eyes, especially those of the eye muscles that prevent normal binocular vision.

Covered
2
Initial visit: $40.00
Speech pathology
Description

Speech pathology is the assessment and treatment of communication and swallowing disorders. Speech pathologists can help with problems with speech, language, communication, fluency or voice, or problems with swallowing food or drinking safely.

Covered
2
Initial visit: $40.00
Health management / Healthy lifestyle
Description

Covers some of the costs of approved health-related programs e.g. weight management programs or nicotine replacement therapy.

Covered
12
Health management: 65%
$1000 per person
Acupuncture
Description

Acupuncture treatment involves inserting small needles into various points in the body to stimulate nerve impulses.

Covered
2
Initial visit: $45.00
Subsequent visit: $45.00
$1000 per person
Chinese medicine
Description

Chinese medical practice includes various forms of herbal medicine, acupuncture, massage, exercise and dietary therapy.

Covered
2
Initial visit: $45.00
Dietetics/dietary advice
Description

Dietitians specialise in human nutrition based upon a persons medical condition and individual needs.

Covered
2
Initial visit: $45.00
Remedial massage
Description

Deep massage to treat injuries and speed recovery (for example, strains, sprains, bruising).

Covered
2
Initial visit: $45.00
Subsequent visit: $45.00

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